You may be one of the millions of Americans who have given up using credit cards because of accumulating debt. If you are, you may have run into the problem of the need to have some sort of card to shop online. Granted, you do not have to shop online, but it often makes life easier. Doing it without a card is basically impossible, though.
The prepaid debit card may be just what you need to make your life a little easier. Safe and easy to use, the prepaid card does the job of the traditional credit card without the hassles and extra fees. This will make your online shopping experience a little less stressful.
The prepaid card is a safe alternative to a credit card. The company that issues the card will protect you in the same way as they do a credit card. So if the card is lost or stolen, a stop will be placed on the card and the company will cover any loses.
Since most of these cards are backed by a big bank name, they are accepted by most online sites without any issues. In order to use the card, you will have to pre-load it with cash. You will not be able to spend more than what is loaded onto the card. So be sure you have an idea of the cost of a purchase before beginning your check out. Prepaid cards should help all those who need an alternative to the credit card for shopping online.